The Prophet (PBUH) , advising his companion Sa’ad Bin Abi Waqas (May Allah be pleased with him), said:

“If you leave your heirs rich (by virtue of your inheritance) that is better than if you leave them dependant (on the aid and alms of others), begging from the people”  (Bukhari Sharif, Kitab-ul-Wasaya)

Pak-Kuwait Takaful Company Limited is geared to provide you and your family Shariah based protection in case of accidental injury, death or disablement.

Introduction:

Pak-Kuwait Takaful Company Limited is the first ever Shariah-compliant general insurance company in Pakistan which has been licensed to operate as a dedicated Takaful company.

We strictly adhere to the principles of Islamic Shariah with absolutely no compromise and are recognized as Pakistan’s premier Takaful operator. Those elements that render conventional insurance “Haram” have been removed under Takaful, for example:

Riba (interest)

Maisir (the chance of total loss to one party)

Gharar (uncertainty)

Pak-Kuwait Takaful Company Limited believes in mutual cooperation, responsibility and protection according to Shariah. We have duly established Shariah Board to oversee audit and our daily functions, and keep them within Islamic Law. Our Shariah Board is headed by internationally renowned Islamic Scholar Justice (Retired) Muhammad Taqi Usmani, a highly respected scholar in the field of Islamic Jurisprudence.

Pak-Kuwait Takaful Company Limited is sponsored and supported by financially strong groups from Pakistan, Malaysia, Saudi Arabia and Sri Lanka; we also have technical support from the world’s largest Takaful operator based in Malaysia.

The Shariah Board of PKTCL assures you of completely ‘Halal’ and ‘Riba Free’ Takaful.

What is Hajj and Umrah Travel Takaful Policy?

This is a round the clock personal accident cover to protect you and your family against losses including death, injury and disablement. The family option in this policy covers a family of five with, up to 3 children under the age of 18. This policy provides compensation for emergency medical evacuation, repatriation of mortal remains, loss of baggage and loss of passport.

What benefits are available?

In order to understand the typical coverage that can be enjoyed by a family under a single Takaful Policy, please read the following table: 

How much will the cover cost?

Contributions may vary according to the type of plan you chose.

Contribution tables: 

The above rates apply to families with upto 3 children under 18 years of age.

Exclusions: Details of risks not covers under Hajj & Umrah Travel Takaful Policy are mentioned in policy documents.